
May 26, 2026
For a limited time, buyers can get a full one percent lower interest rate for the first year of their mortgage at no cost. Here's how the 1-0 buydown works and how to lock it in before June 30.
Finding the perfect home is exciting—securing the right mortgage shouldn’t be overwhelming. Whether you’re buying your first home, upgrading, or refinancing, we offer customized solutions to fit your needs.
See why working with a local mortgage broker gives you the advantage over going directly to a big bank.
Access to 50+ lenders for the best rates
Personalized, one-on-one guidance
We shop for you — saving you time and money
Flexible loan options for every situation
Local expertise in the Upstate SC market
We work for YOU, not the bank
Limited to their own loan products
Passed around between departments
One-size-fits-all approach
Rigid qualification requirements
Generic, corporate experience
They work for shareholders
Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

Discover why thousands choose us for their mortgage needs. Our experience, speed, and dedication make homeownership easier than ever.
Broker | Owner
Broker | Owner

May 26, 2026
For a limited time, buyers can get a full one percent lower interest rate for the first year of their mortgage at no cost. Here's how the 1-0 buydown works and how to lock it in before June 30.

May 26, 2026
For the first time, mortgage lenders can use VantageScore alongside FICO for conventional home loans. Here's what changed and who benefits.

March 25, 2026
Getting pre-approved doesn’t have to be stressful. Here’s a simple, step-by-step guide plus why working with an independent mortgage broker gives you way more options and a better chance of finding the perfect loan for your situation.
OpenKey Mortgage Advisors LLC | NMLS Company ID: 2812158 | Samantha Payne, NMLS #2743877 | Jason Payne, NMLS #2805073 | Licensed in South Carolina and North Carolina | Equal Housing Opportunity